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A wind mitigation inspection is also referred by the name windstorm inspections. It is a quick process to get ready for the hurricane season and offer considerable discounts on the premiums of your home insurance. A home inspection in Boca Raton FL is a must to save the property from any kind of damages caused due to a hurricane.
Overview On A Wind Mitigation Inspection
Scrutiny on the safety features of a home to make it more secure to avoid damage during storms is known as a wind mitigation inspection. During the process, a registered general contractor, building inspector, engineer and architect checks the house to understand its ability to cope up with heavy winds. Every homeowner in Florida should get this done.
Why Is A Wind Mitigation Inspection Required?
Heavy rain and strong winds make an entry into your home in multiple ways. The home gets damaged not only when the water enters through vents, gaps, doors and windows but also strong winds may tear off your roof. Wind mitigation inspections are a report to understand the home features and how to reduce the damage. This written report helps to pay special attention towards home improvement projects like the installation of new doors and windows or replacement of the roof. Hurricane season stays from 1st June until 30th November and one single storm is enough to damage the home. Suppose your home gets damaged during a hurricane and you have failed to the window mitigation for many years, you may have to deal with the damage of the property which could have been avoided otherwise if only you knew what to get repaired.
Discounts On the Insurance
Home insurance companies have to go through less amount of risk to insure homes that have taken all the measures so they provide great discounts to those who inform about their wind mitigation. The law of Florida states that property insurance companies must provide discounts on the premiums to homeowners after they receive a certified wind mitigation report. The discount is calculated depending on the risk assessment received by your home at the time of the inspection. You can save up to 88 percent of your premium on the hurricane and wind which outweighs the inspection cost. To avail discounts, the wind mitigation report must not be older than 5 years. The good news is that the premium never goes up due to an inspection but can certainly go down. There is no risk involved when you get a wind mitigation inspection done as you get heavy insurance discounts or get the best knowledge to protect your home against the damage caused by the hurricane.
Checklist Of Wind Mitigation
If you are unsure of what happens during the wind mitigation inspection done by the best companies, you can go through the checklist below. Different areas gets checked which include:
- Doors and windows
- Installing and covering the roof
- Attachment of roof deck
- Garage doors
- Dwelling conditions like roof design
- Secondary water resistance
This checklist helps in checking thoroughly at every point from where water and wind makes an entry into your home. Wind mitigation may be optional but it helps to save your home during the hurricane. When you deal with strong winds, a home must be the safest place to stay. If you are living in Florida, it’s difficult to predict the next hurricane or thunderstorm hitting you. It is not a good sight when the hurricane tears apart homes. Therefore, it is necessary to take the correct steps to protect your home and your loved ones from a hurricane.
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